Founded in 1901, Southern Bank is a full-service bank that offers a wealth of customer-oriented services and solutions for locals, visitors and property owners throughout the Outer Banks. The expansive institution has three branches which are scattered throughout the central OBX area in the towns of Kill Devil Hills, Southern Shores, and Manteo, which means that clients in the busiest portions of the Outer Banks coastline can rest assured that no matter what they need, a Southern Bank is likely not too far away.

The list of financial services available is extensive, and includes traditional checking and savings programs, wealth management and CDs, personal loans, and mortgages, and in every category, clients will find a wide array of options or programs to choose from. The local loan specialists at each of the three Outer Banks branches can help property owners and buyers of all varieties fulfill their ultimate ambitions, whether it’s buying a brand new home on the beach as a primary residence, refinancing to take advantage of the historically low mortgage rates, or investing in a vacation rental home. With miles of customer service and “southern hospitality,” clients will enjoy a friendly environment that’s coupled with the utmost professionalism at Southern Bank.